- Q. What should I do when my spouse or I become Medicare eligible?
A.A Medicare card will be received approximately 60 days prior to the 65th
birthday. Medicare Part A (Hospitals) is automatic. Medicare Part B (Doctors) is optional.
You must choose to enroll or not enroll in Part B. There is a monthly premium
associated with Part B, which will be deducted from your Social Security
payment. When you enroll in Part B, the NAU BCBS insurance becomes the secondary
insurer. Medicare is the primary health insurer and your NAU BCBS premiums
decrease. BCBS covers copays when it is the secondary insurer. If you
decline Part B, you could become liable for additional costs.
Additionally, should you choose to enroll in Part B at a later date, there will
be a premium surcharge. If you are eligible for an ASRS health insurance
benefit (subsidy), you must enroll in Medicate Part B to continue to receive
the benefit, which will be reduced when you become Medicare
eligible. If you are insured with a plan other than NAU BCBS, check with
that plan as to the consequences of becoming Medicare eligible.
To receive the reduced premium, the retiree needs to write a letter to the Arizona Department
of Administration (ADOA) notifying them of Medicare eligibility and attach a copy of the Medicare
card: ADOA Benefits, 100 N. 15th Avenue, Suite # 103, Phoenix, AZ 85007.
If you are an ASRS retiree and receive a health insurance benefit (subsidy), the ASRS should be
notified also: Arizona State Retirement Association, 3300 N. Central Avenue, P.O. Box 33910,
Phoenix, AZ 85067-3910.
Q. My spouse is an FUSD retiree and is covered by their health and dental insurance plan. S/he is
becoming Medicare eligible and will no longer be eligible for coverage with FUSD.
What can we do?
A.The ADOA must be informed of this loss of coverage within 31 days of the event. Call
ADOA at 1-800-304-3687 and Press 3 for retiree assistance. Your spouse may be added to your health
and dental insurance plans. This change in coverage will increase your premium costs from single to
family and will also increase any subsidies, where applicable.
Q. What are the health insurance plans available to NAU retirees?
A. The NAU BCBS plan is available only to NAU retirees. ADOA offers other plans
which are detailed in the annual Benefits Enrollment Guide. ASRS offers
plans to its retirees detailed in their Open Enrollment Brochure. Those
booklets should be consulted for options other than the NAU BCBS plan.
Q. Are Educational Aid Benefits extended to retirees?
A.You and eligible dependents may take advantage of educational opportunities at any of the three
Arizona Universities at reduced tuition rates. See the educational section for more information.
Q. Are NAU retirees allowed to keep their NAU e-mail addresses?
A.The NAU Administration has approved a plan for retirees to keep their email addresses.
New Computing Benefit for Retirees
Q. As an NAU Retiree can I get a free campus parking permit?
A.You may receive a free campus parking permit if you belong to NAURA. The link
for becoming a member of NAURA is titled Enrollment Form.
Q. How can I make suggestions about possible NAURA programs, interest groups, information
A.Submit your suggestions on the NAURA web site or call one of the officers listed in
our FLASH newsletter.
Q. If I change my address, who do I notify?
A. Send your new address, phone number, and e-mail address on the NAURA WEB SITE
or call Ken Bean; his phone number and e-mail addresses are listed in the FLASH.
This will notify ONLY NAURA of the changes. In the Retiree Benefits link are listed state
and NAU agencies that also need to be notified.
Q. If I want to put an article or item in the FLASH newsletter, what is
A. Send your article or item to:
PO Box 5601
Flagstaff, AZ 86011-5601
The e-mail is listed in the newsletter. The article or item will then be submitted to the
NAURA Executive Committee for approval before being published in the newsletter.